Cost of care calculator
One of the first questions families ask is the hardest to say out loud: how long will the money last? Enter a few numbers below for a rough runway. Everything stays in your browser — nothing is saved or sent.
Enter the monthly cost and the savings available to see roughly how long they would stretch.
This is a simple estimate to help you plan, not financial advice. It doesn't account for rising costs, taxes, or benefits you may qualify for. For real numbers, talk to an elder-law attorney, a financial professional, or your local Area Agency on Aging.
Programs and tools that can help pay
Before assuming savings have to cover everything, check what your parent may qualify for. These free, authoritative tools are a good place to start:
- BenefitsCheckUp (National Council on Aging) — find federal, state, and local programs that help pay for care, medications, food, and more.
- Eldercare Locator (U.S. Administration for Community Living) — connect to your local Area Agency on Aging and community services by ZIP code.
- Medicare Care Compare — compare nursing homes, home health, and other providers near you.
For the bigger picture on funding care, read our guide on how to pay for senior care.
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